Sparking Innovation
Transforming ideas into powerful digital experiences
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Transforming ideas into powerful digital experiences
Smart, Reliable, and Seamless
A multi-service digital payment platform that enables users to top up airtime, buy data, pay electricity bills, and subscribe to cable TV — all in one place, instantly, and securely.
Instant Payments
Lightning fast
Secure & Reliable
Bank-grade security
In Nigeria and across many African countries, paying for utilities is still unnecessarily frustrating
Different apps for airtime, electricity, cable TV
Failed transactions with no clear resolution
Searching for vendor codes and payment methods
Chasing refunds and customer care agents
Payertel consolidates all your essential digital needs into a single, reliable platform
All services in one intuitive platform
Bank-grade security with 99.9% uptime guarantee
Lightning-fast transactions with real-time updates
Dedicated customer support with auto-refund system
Comprehensive utility payment solutions designed for the modern Nigerian user
Instant top-ups for all major networks including MTN, GLO, Airtel, and 9mobile with competitive rates and instant delivery.
Subscribe to GOTV, DSTV, Startimes, and other cable TV services with automatic renewal options and instant activation.
Pay electricity bills for all major distribution companies including Ikeja Electric, Eko Electric, and more with payment history tracking.
Fund once, spend seamlessly across all services with automatic balance management and transaction categorization.
Bank-grade security with Flutterwave and Paystack integration, multi-factor authentication, and fraud detection.
Intelligent retry mechanism for failed transactions with automatic refund processing and real-time status updates.
Available on mobile, tablet, and web platforms with consistent experience across all devices
iOS & Android native apps
Full-featured web platform
Optimized for tablet devices
Massive addressable market with significant growth potential in Nigeria and beyond
Massive addressable market with growing smartphone adoption
Majority of Nigerians pay for utilities monthly
Estimated annual spending on airtime and utilities
Estimated monthly utility and airtime transactions
Transforming how Nigerians manage their utility payments with tangible benefits
No more juggling between multiple apps and platforms. Everything in one place.
Get rewards, cashbacks, and discounts with wallet usage and bulk purchases.
Transparent records, real-time updates, and responsive customer support.
Planned agent model brings services closer to people in rural areas.
Our vision to become the Stripe + Venmo for African utilities
Launch mobile and web apps with core utility payment features
Build referral and reseller networks across Nigeria
Implement AI-powered bill prediction and auto-pay features
Multi-currency support and micro-lending capabilities
Built on the MERN stack with modern technologies for scalability and performance
NoSQL database for scalable data storage
DatabaseFast web application framework
BackendModern UI development
FrontendServer-side runtime environment
BackendCross-platform mobile development
MobilePayment processing integration
BackendAlternative payment gateway
BackendCloud infrastructure and hosting
CloudReal feedback from satisfied users across Nigeria and the diaspora
"Payertel has transformed how I manage my family's utility bills. The wallet system is genius - I fund once and pay everything seamlessly. No more frustrating failed transactions!"
"As a facility manager, I handle multiple utility bills monthly. Payertel's bulk payment feature and transaction history have saved me countless hours and headaches."
"Living in the diaspora, sending money home for utilities was always stressful. Payertel makes it simple - I can pay my family's bills directly from here with confidence."
Join us as we digitize and simplify life's essential services across Africa. Whether you're an investor, partner, or user - let's build the future together.